Pay in 4 instalments with Clearpay — Available at Zanypig
This information reflects the FCA’s new rules for Buy Now Pay Later products effective from July 2026.
Clearpay lets you split your Zanypig purchase into four instalments over six weeks. Clearpay does not charge interest. You pay the first instalment at checkout, followed by three automatic payments every two weeks.
Clearpay is a form of credit. Missed payments may affect your ability to use Clearpay and could make future borrowing more difficult.
Why use Clearpay?
Sign up in the app
You can sign up in the Clearpay app using your email, phone number, address, date of birth and a valid card.
Spending limits set by Clearpay
Your spending limit is set by Clearpay and may change over time based on your account history.
Shop online or in‑store
Clearpay works with many UK retailers. At Zanypig, it’s available for online purchases.
Interest and fees
Clearpay does not charge interest. Late fees may apply if a payment is missed and are capped at £24 or 25% of the order value. Clearpay is a form of credit. Missed payments may affect your ability to use Clearpay and could make future borrowing more difficult.
How Clearpay works at Zanypig
- Add your toys to your basket and shop as normal.
- Choose Clearpay at checkout and log in or create an account.
- Pay your first instalment today, with the remaining payments taken automatically every two weeks.
- Your order is processed and shipped according to our usual delivery times.
Who can use Clearpay?
- 18+ and a permanent UK resident
- Valid UK Visa or Mastercard debit/credit card
- Valid email address and mobile number
- Capable of entering a legally binding contract
- Clearpay account in good standing
Late fees & responsible spending
Clearpay does not charge interest. If a payment is missed, a £6 late fee may apply, and another £6 if still unpaid after 7 days. Late fees are capped at £24 or 25% of the order value.
Clearpay may pause your account if payments are missed.
Clearpay is a form of credit. Missed payments may affect your ability to use Clearpay and could make future borrowing more difficult.
Clearpay FAQ
What happens if my application isn’t approved?
Clearpay reviews several factors, which may include information from TransUnion UK. If your application isn’t approved, you can still complete your Zanypig order using another payment method.
Will Clearpay affect my credit score?
Clearpay uses soft credit checks that do not affect your credit score. Soft checks are not visible to other lenders on your credit file.
Does Clearpay charge interest?
Clearpay does not charge interest when you pay in four instalments. Clearpay is a form of credit. Missed payments may affect your ability to use Clearpay and could make future borrowing more difficult.
Is Clearpay safe?
Clearpay meets the highest global payment security standard (PCI DSS Level 1). Clearpay handles your information in line with applicable data protection requirements.
How can I contact Clearpay?
You can get help through the Clearpay Help Centre or the Clearpay app. You can browse support articles or request a callback from their team.
Visit: Clearpay Help Centre
Website: clearpay.co.uk
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